Keep Tragedy off the Holiday Menu: The List You Need to Check Twice This Winter

The holidays are a wonderfully fun time for coming together with family and loved ones. Tree decorating, fireside gatherings and baking cookies are some of the best parts of the season.  Unfortunately, it’s during this time that the number of house fires spikes as a direct result of these treasured traditions. The good news is that these tragedies are completely …

Bus stop

Back to School

It’s that time again! Back to school can be bittersweet.  Whether you’re the parent of a child going to kindergarten for the first time, a senior graduating, you’re a teacher, or you’ve just been able to enjoy the weather after work- we hope your summer was spent poolside, with a good book and good friends! The back to school grind …

Spectacular Lakes in Upstate New York

Spectacular Lakes in Upstate New York – Summer is Better on a Boat!

Summer has finally arrived in Upstate NY- and that means plenty of barbeques, beach trips, and, of course, heading out to some most beautiful lakes in the country. Whether you’re looking for  the ideal spot for a long boat ride, a quick day trip, or an extended family vacation, here are some of our favorite Upstate NY lakes to visit. …

YouTube Channels….Yeah or Nah

Gem Agency Inc has a YouTube Channel – check out the link… https://www.youtube.com/channel/UCY2-mh9nNdnzG1Y6jlVmJ4Q What’s your opinion on YouTube? Save it for the do it yourself tutorials and funny pet videos?  Or you want to see it all, funny commercials, product explanation – lay it out there!  In a constantly growing online world we’re always looking to get information out about …

Data-Breach Coverage….Do you need it? How much?

An actual Data-Breach case…The Missing Laptop… An employee at a small accounting firm took home her office laptop to do some work over the weekend. But an ill-fated stop at the mall left her with a broken car window, a stolen laptop and exposed more than 120,000 people’s personal records. Her firm had been helping several large hospitals with their …

8 CNY Weather Events That Remind You To Stay Covered

Central New York natives will tell you that the weather here in the Mohawk Valley is anything but predictable. From unseasonably warm temperatures to unexpected snowstorms, we often feel ready for anything. Unfortunately, some weather also has lasting effects on the area and our property. From snowstorms that leave vehicles buried, to flooding and microbursts, Central New York sees its …

ways homeowners can save money

9 Things New Homeowners Can do to Save Money

1. Make a Renovation List There are so many emotions that come with your new home purchase… excitement, nervousness, anxiety- It’s all a part of the process. Don’t let your emotions overwhelm you. Instead, make a list of all the improvements, fixes and ideas that you have. This list will help you stay on track with your budget and help …

7 Weirdest Boats on the Water

If you haven’t taken your boat out for a spin already this summer, now is the time to enjoy the waves! Make sure to boat safely, dodge the thunderstorms, and keep an eye out for these very unusual vessels.   Fantastic Sinking Boat Most sailors hope they’ll never see their boat take a nose-dive down to Davy Jones’ Locker. However, …

15 Silliest Excuses For Car Crashes

Car crashes are downright scary, even if the aftermath is limited to frazzled nerves and a few scratches to your new paint job. If you’ve been fortunate enough to avoid fender benders so far, don’t get your hopes up—chances are you’ll experience multiple car accidents throughout your driving life. The good news is that these crashes are usually non-fatal. The …

5 Scenic Motorcycle Routes You Should Ride This Summer

  Mohawk Towpath Byway Cruise along beside the Old Erie Canal and Mohawk River until it joins the Hudson. Beginning in historic Schenectady, this route will take you past the magnificent Cohoes Falls, which are especially impressive during the spring snowmelt. The road has little traffic and is in good shape, curving through the rolling hills of central NY. http://www.motorcycleroads.com/75/733/New-York/Mohawk-Towpath-Scenic-Byway.html#sthash.wtyzy10r.dpbs …